Need Help Finding Affordable Car Insurance?

If you are a driver who has had a few accidents, a very safe driver, or a young driver with no driving history, you may need help finding the lowest car insurance rates for your own unique situation. We have been scouting out some of the best car insurance quotes, plans, and tips!

• Car Accidents Insurance - Drivers with an accident or two in their recent history may have experienced a rate increase, even if the accidents were not their fault. However, you can find ways to offset those dings to your driving record with some companies.
• Car Insurance For Teenagers - Young drivers have a hard time catching a break because they do not have their own driving history. So they get lumped in with their age group, and that age group is judged to be inexperienced and impulsive. But you can still find some price breaks for many things.
• Car Insurance Discounts - We have listed some of the most common auto insurance discounts you may not be getting from your current insurer. Do you like overpaying for insurance? We didn't think so!

We all need to cover ourselves, or our family, when we operate a vehicle. But all insurers are not the same, and by shopping the local carriers, you may find a better deal.

Finding Top Car Insurance

We found a good article on how to find top car insurancewhere you live!

Insurers use different factors to calculate rates, so you need to look at the type of driver you are, and find an insurer who suits you! Online car insurance company quote forms can speed up your search, and we like this BBB approved one: Best Car Insurance Quotes.

Some things to think about when comparing auto insurance rates:

• Your Driving History


• The Type of Car You Drive


• How You Use Your Car


• Your Credit Report


• Where You Live


• Your Age

Now, go get some discount auto insurance quotes.

Does Your Business Need its own Car Insurance?

Personal Insurance vs. Commercial Car Insurance

I have been noticing that many self employed people rely on their own car insurance, and that includes business owners who allow employees to use their car for work! Sometimes, even, the employees will use their own cars for this work. But isn't this risky?

Well, a lot of financial professionals think it is risky to rely on personal car insurance for business. Consider this: Do You Need Commercial Vehicle Insurance? The important thing is to check out your current policy. A small business auto policy does not need to be expensive, and it may be something you cannot afford to be without.

Also see: Do I Need Small Business Automobile Insurance?

Car Insurance For Younger Drivers

Ouch! Not too long ago, I got bitten by the premium rates for the newest driver in my household. That's why I wanted to give you some tips on car insurance for teenage drivers!

Young Driver Car Insurance Discount Tips

1. If your student driver has good grades, you may be able to shave 25% off for a good student driver discount!

2. Driver's safety courses usually earn credit. Make sure the course is approved with your company and do shop around for the best discounts.

3. Mutli-policy discounts usually help. If the parents put their own car insurance, home insurance, and the teen's car insurance with one family, it should help. But do not assume your old company is giving you the best break. Check around.

Get More Help: Student Driver Car Insurance

Best Way To Compare Car Insurance Quotes

As you probably know, insurance companies consider many factors when they are determining an individual's car insurance rates. They look at an applicant's age, driving history (or lack of it), and how much the car is driven. But they even go further. They look at the type of car, safety and anti-theft devices, and even an applicant's credit history!

When they look at all of these factors, they can either cause a standard rate to be rated up or discounted. But different insurance companies use a different scale, and the only way to find out who will give you the best deal is to ask everybody! But it will take a lot of effort to call around.

We are a big fan of online quote forms. Look here for the best car insurance quotes.

Car Rental Insurance Tips

Do You Know What Insurance You Need when Renting a Car?

If you have rented a car recently, you were probably offered car rental insurance from the person at the counter. This insurance is fairly expensive, but the counter person will assure you that it will cover the car in case of any theft or damage so you don't have to worry.

However, understand that the coverage protects the car you rented, and not the other car, so you still need car liability coverage. In fact, if you have a good comprehensive car insurance policy, you may not need the extra insurance at all, since it may cover you, no matter what car you drive. The big advantage to buying the extra insurance for a rental car, is that it may pay your deductible, and make it so you don't have to worry about a car getting "totaled" by the car insurance company.

You may also have the extra protection from your credit card, so check into that. It is a perk some credit cards provide.

Learn More Here: Rental Car Insurance Policies.

Best Online Car Insurance Quotes

Safest Cars To Drive

According to Yahoo! Green, the biggest and heaviest cars are not always the safest cars. Of course, we know they will be more expensive cars to operate because of fuel costs. Now, since big SUV's are not always synonyms for safe cars, they will also not insure our safety or be cheaper cars to insure either.

Apparently the design of the car matter more then how large a car is. Cars have crush zones and safer areas, and engineers who understand this can use the steel wisely to make safer cars without making heavier cars. In fact, if we lived in a world where everybody drove lighter, better designed cars, we would have less traffic accidents, and help our environment.

If you are car shopping, be sure and research what insurers think about a car model's safety. After all, car companies publish testing, but nothing tells the truth like statistics on what really protected passsengers and drivers in the real world.

Compare Car Insurance Quotes Now!

Best Car Insurance Quotes For you

Since all car insurance claim to have the best rates and coverage, we know that some of them must be exagerating. The fact is, insurers base their rates on the same general things, but may put weight on different factors. One insurer may cut you a break for a single accident in a time frame where another auto insurance company may not worry as much about an applicant's credit score.

In order to find the best car insurance company for you, you need to be able to compare quotes and plans. It will take a lot of effort to call around, so I suggest using an online car insurance quote form. You can fill in your information one time, and then just sit back and let car insurance companies compete for your business!

I, personally, saved over $50 on my car insurance for the same plan by comparing auto insurance quotes and hope you can save the same.

Car Insurance Money Saving Tips

Car Insurance: Money-Saving Tips

Many people lament the purchase of auto insurance. So we’re here to make it less painful. Check out these six money-saving tips and take the sting out of buying insurance.

#1 Raise your deductible. It’s a gamble, sure. You’ll be responsible for a larger amount of the bill should you get into an accident. However, this is a guaranteed way to lower your annual insurance costs.

#2 Shop around. Staying with the same insurance company year after year may not be in your best interest. You can cancel or change your policy at any time—you don’t need to wait for the policy to expire. So shop your insurance every six months and compare prices to ensure you are getting the best deal.

Compare Car Insurance Quotes with our Fast, Safe, and Free Online Insurance Quote Form!

#3 Remove unneeded extras. Although knowing you have towing and rental car coverage may help you sleep at night, those add-ons are rarely used and not necessarily worth the cost. You pay between $10 and $30 a year over the life of your policy to cover towing. And in the unlikely situation that you need a tow, you’ll pay about $100. Likewise, a small economy car costs $20-$25 a day to rent and car rental tacks on another $20-$40 to your insurance bill each year. So you can sleep well knowing that you saved yourself some money.

#4 Protect your credit. More insurers have begun using credit-based insurance scores to determine what you pay for your policy. So paying the water bill on time will actually keep your insurance costs down.

#5 Research discounts. Cars with safety and anti-theft devices cost less to insure. You can also knock off a few bucks if you insure your car and home with the same company. People who abstain from alcohol, get good grades in school or take a driver education course are also rewarded with lower premiums.

#6 Get informed. The easiest way to save on any insurance is to research before you buy. And get recommendations from family and friends.

And now for the shameless plug: shope here to find quotes and matched with agents from your area!