Do You Know What Insurance You Need when Renting a Car?
If you have rented a car recently, you were probably offered car rental insurance from the person at the counter. This insurance is fairly expensive, but the counter person will assure you that it will cover the car in case of any theft or damage so you don't have to worry.
However, understand that the coverage protects the car you rented, and not the other car, so you still need car liability coverage. In fact, if you have a good comprehensive car insurance policy, you may not need the extra insurance at all, since it may cover you, no matter what car you drive. The big advantage to buying the extra insurance for a rental car, is that it may pay your deductible, and make it so you don't have to worry about a car getting "totaled" by the car insurance company.
You may also have the extra protection from your credit card, so check into that. It is a perk some credit cards provide.
Learn More Here: Rental Car Insurance Policies.
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